MIAC Whole Loan Desk

August 8, 2017   /   Press Release

New York, NY  Mortgage Industry Advisory Corporation (MIAC) is pleased to announce a current whole loan offering of approximately $31mm of first lien, performing residential whole loans.

The seller is a regional bank with a desire for a consistent counterparty for a portfolio product that closely mirrors agency standards. Many of the loans have a small variation in the underwriting that accommodates the borrower while maintaining 100% performance across the entire population. The Seller is willing to provide credit enhancements to improve execution.

  • AV UPB $319,000
  • 101 Units
  • WAC 4.117%
  • WA FICO 717
  • WA DTI 19%
  • WA LTV 52%
  • WAM 1/23/2043

For more information, please contact:

Steve Harris
Managing Director, MIAC Capital Markets
212-233-1250 x 212

Brendan Teeley
SVP, Whole Loan Sales, Trading
212-233-1250 x 281
317-531-5297 Mobile

You may also contact your MIAC sales representative at (212) 233 – 1250


About MIAC

For over 25 years, Mortgage Industry Advisory Corporation (MIAC) has been the preferred destination for mortgage industry participants. In addition to providing whole loan brokerage services, MIAC provides mortgage asset valuations, secondary market hedge advisory solutions, as well as state-of-the-art behavioral models.

MIAC Analytics is the most sophisticated mortgage pricing and risk management software suite available. The MIACAnalytics suite now includes MIAC Vision™, an asset-liability solution that applies our MIAC CORE™ behavioral models at the loan level. MIAC CORE™ is a family of asset-level behavioral models that forecast voluntary and involuntary prepayments for residential mortgages, auto loans, credit cards, and unsecured consumer loans.  MIAC CORE™ utilizes conditional responses to HPI, CPI, GDP, unemployment rates and mortgage rates. Spanning the analytical spectrum from loan origination to balance sheet risk management, MIAC Analytics is the integrated and comprehensive analytical solution for mortgage originators, mortgage servicers, mortgage investors and balance sheet managers.